The Fake Fraud Investigator Scam

What would you do if you were sitting at home and the telephone rang, the caller explaining that they were a fraud investigator, working in association with your credit card company?

Would you be concerned?


The involvement of a fraud investigator sounds pretty serious and the security of your credit cards is important after all.

In order to ensure the safety and integrity of your credit card account you happily give the fraud investigator all the personal and financial details that he asks for.

He calmly tells you that he will liaise with your credit card company and get back to you in due course.

Sounds like it could happen doesn’t it?

The fraud investigator sounded quite plausible and genuine, however, he never does get back to you… because he’s too busy running up a huge bill on your credit card, amongst other debts!

This kind of deceptive scam is becoming ever more common recently.


Sure, most people are getting wise to the fraud on the internet, or via scam emails, but this phone method plays on that fear.

By fuelling the fear of being scammed, the conman actually persuades his victim to part with the information that he requires.

The best solution to phone or fake fraud investigator fraud is to simply stop, take your time and think.

The so-called fraud investigator will try to frighten and hurry you, pushing the conversation along, as he knows that time is of the essence if he is to get you to give out information that you would never normally pass on to a stranger.

Remember that your credit card company already has your credit card details – after all, they issued them to you!

Therefore, they have no need to be asking you to give them card numbers, PINs, or any other such details to them.

If you have any concerns then take their name and say you will phone them back.

Don’t dial any number that this supposed fraud investigator may give you though.

Instead, check your paperwork or go to your credit card company’s website to be sure of calling the genuine company and then ask to be put through to the fraud investigator.

Chances are… they will never have heard of him!

About Lee Munson

Lee's non-technical background allows him to write about internet security in a clear way that is understandable to both IT professionals and people just like you who need simple answers to your security questions.


  1. These scam artists are far too clever and will try anything to part a fool from his money.

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