People Are Still Scared To Use Their Credit Card Online

In the type of world we live in, your financial health is almost as important as your physical health. Some people might disagree with this but overall it is true. If you are not in good financial standing in this world then you have a lot more problems than someone who is in good financial standings. That is why people take their finances so seriously. They make sure that their credit report is good and that everything is Ok at their bank. One little mess up and their kid might not be able to go to college anymore.

credit-card-worries

And it is because of this fear that so many people are still afraid to do financial transactions online. While the numbers of people who are doing it is greater than before, there is still a large amount of people who do not trust an online system to be as secure as doing it right in front of the person. They think that if they are standing right in front of the person then there is a less likely chance of anything happening. Of course we know that is not true and there is plenty of credit card fraud in the real world but it still makes them feel better.

We see this effect even more when it comes to using their mobile phones to make a purchase online. A majority of the people out there has just started using a browser and the computer to make purchases off of the web and now you are asking them to use their cell phones. That is a big leap of faith. For most people, even though their cell phone is like a mini computer these days, they still do not see it that way. They see it as a separate device completely and they do not want to do the same things that they do on the computer on the phone.

People have to realize that the security on the web and on their mobile phones have gotten a lot better. For the most part, any transactions that you do on the phone or online will be safe. While there is still a chance that you may run against some type of fraud with your transactions, you have just as good of a chance of running into credit card fraud offline. So now is the time to take a leap into the future and start making purchases online.

About Lee Munson

Lee's non-technical background allows him to write about internet security in a clear way that is understandable to both IT professionals and people just like you who need simple answers to your security questions.

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