If you use one of the more popular web browsers then it is likely that it has phishing protection built in as this has been a popular feature for a few years now. But, assuming you have never navigated to a web page that is suspected of being a phishing scam, how would you know whether it really was protecting you or not?
Well, if you are a Firefox or Chrome user then both have test pages you can visit in order to familiarise yourself with what you would see if you ever did stumble upon a phishing scam web page.
For Firefox visit http://www.mozilla.org/firefox/its-a-trap.html
and if you browse the net with Chrome then you’ll need to head over to http://malware.testing.google.test/testing/malware/
Both browsers maintain their anti-phishing features by comparing web addresses against a database of known scam web sites. If you see such a warning then do heed it.