What Are Fraud Alerts?

A fraud alert is one of the first things to sort out if you are, or believe you are, a victim of identity theft.

In the first instance a fraud report can stop an identity thief from opening new accounts or otherwise applying for credit in your name.

fraud-alerts

Remembering to keep records of any correspondence or telephone calls, contact one of the following –

Equifax – UK

Equifax Plc
Capital House
25 Chapel Street
London
NW1 5DS

www.equifax.co.uk

Equifax – US

Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374

www.equifax.com

place a fraud alert on your file : Call 1-888-766-0008

order your credit report : Call 1-800-685-1111 to order by phone.

Experian – UK

Call : 0870 241 6212

http://www.experian.co.uk/contactforms/corporateform.html

Experian – US

P.O. Box 9532
Allen, TX 75013

www.experian.com

Call : 1-888-397-3742

You only need to contact one of the above to place a fraud alert.

Once placed, the credit reference agency is obliged to provide free credit reports to you.

As ever, check through them religiously.

You should be looking out not only for credit searches and unknown debts but also for changes to your personal details such as name and address.

After becoming an identity theft victim it is advisable to continue checking your credit reports often as some unauthorised transactions may not appear immediately.

About Lee Munson

Lee's non-technical background allows him to write about internet security in a clear way that is understandable to both IT professionals and people just like you who need simple answers to your security questions.

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  1. […] are two different types of fraud alert, these being an initial alert and an extended one.An initial fraud alert is the one you place on […]

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