Even though the computer security community has been trying to get their message out to the ordinary citizens, it is still falling on deaf ears. Most people do not realize that if they do not follow the security advice of computer security experts then they are putting themselves at risk. You can hope that the bank or the financial institute that you are dealing with can catch the bad guys or you can try to head them off at the pass.
You have to realize that your money is at stake whenever you do not follow simple security procedures on the internet. The bad guys are not looking to have fun anymore when they are hacking your computer. They are looking to be able to get into your system and find out whatever information that they can that will put money in their pocket. You are the one that is going to have to pay the cost or by doing a few simple steps you can avoid a financial mess entirely.
The first thing that you can do is of course make sure that when you log into a banking web site that all of its credentials are correct. To do this you want to make sure that the SSL certificate matches up. If the browser that you are on gives you a warning do not ignore it. If you see the little lock and everything is all right then you can continue through. Also make sure that you look at your address bar when you visit web sites. Everything that is between the http and the .com should match up to what you typed or the link that you clicked. If it does not match up then you should move on.
And then at the very end make sure that you follow the basic rules and watch what links that you click on. The wrong link clicked can also give the wrong type of person access to your computer. You do not want that to happen.
If you want to make sure that your financial situation stays steady then follow these small but very important rules and you should be fine.